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To apply for a credit card from Capital One, you must be aged at least 18 and live in mainland UK (that includes Northern Ireland too). CreditWise from Capital One UK – check your credit score today; it’s 100% free and won’t affect your credit score CreditWise from Capital One UK – check your credit score today; it’s 100% free and won’t affect your credit score We would like to show you a description here but the site won’t allow us. Visit the Capital One Accessibility Hub for help and support meeting your accessibility needs on our website, app and emails From balance transfer credit cards to credit building cards. It can also mean you become eligible for credit limit increases with your Capital One card as we FAQs about Capital One's credit cards: Get the answers to our customers' most frequently asked questions about credit including credit ratings and APR. Missed payments can be something as simple as forgetting the due date, or your payment not clearing in time. 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